Our vision is a world where everyone embraces health. In our Remarkable Leadership series, we talk with people who are making that vision a reality by leading the work to create a new system of health, empower our customers and communities, and better support every individual’s health journey.
During her distinguished career, Deb Rice-Johnson has helped lead the charge in transforming Highmark and the health industry at large to create remarkable experiences amid changing consumer preferences, technological advancements and shifting market and competitive forces.
In our interview, Deb shares her leadership path and the personal experiences that drive her commitment to customers. She also explains why Highmark Health recently unveiled Alloyed Works, which unifies the enterprise’s diversified business solutions and other market-leading capabilities that drive growth, reduce costs and improve outcomes for health organization customers across the country.
David Golebiewski: Tell us about your leadership journey at Highmark and your current role as CEO of Diversified Businesses and chief growth officer.
Deb Rice-Johnson: I started my career more than 40 years ago in the pharmacy department at what was then called the Blue Cross of Western Pennsylvania. That organization merged with the Pennsylvania Blue Shield in 1996 to create Highmark. I worked my way up to management roles related to strategic development, operations, IT, and customer service, and became president of Highmark Inc. in 2010.
As president of Highmark Inc., I had the pleasure of leading a remarkable team for our company's multi-state health insurance organization. We’ve completed successful affiliations in Delaware, West Virginia, western and northeastern New York, as well as a merger in northeastern Pennsylvania. Today, I am proud to say that Highmark Health Plans are among the largest Blue Plans in the country, serving around 7 million members.
In 2022, I became CEO of Diversified Businesses for Highmark Inc. and chief growth officer. Our diverse family of businesses gives us a unique opportunity to reimagine the health care experience. As chief growth officer, I focus on understanding the challenges impacting the industry and have worked on developing a full suite of capabilities which have helped us expand and scale our business. We achieve growth through a variety of strategies, including organic growth in membership, strategic affiliations, provider partnerships and joint ventures, and digital solutions.
David Golebiewski: How have your personal interactions with the health care system inspired you to create remarkable experiences for the members, patients and communities that Highmark serves?
Deb Rice-Johnson: Years ago, my late husband Harry was diagnosed with cancer. In an instant, I found myself on the other side of the health care system and filled with all the fear and concern that comes with caring for a sick loved one. I recall the time and energy spent traveling from one facility to the next, needing to remember to bring medications, imaging and other essentials while navigating a labyrinthine system of care. This is the industry I had built a career in, and even though we had phenomenal doctors and nurses, the experience was still challenging not just for Harry, but the entire family.
This inspired me to take a patient-centric and family-centric approach to my job and to focus on the customer first. Our team is dedicated to building products and services that simplify the experience for our customers. We’ve also formed collaborations at ChristianaCare and Penn State Health that have taken on the rising costs of health care and increased access to care for our members. It’s very fulfilling to be part of this work because I never forget what it’s like to be on the other side of care.
David Golebiewski: How is Highmark adapting to a changing health care landscape to continue creating remarkable experiences?
Deb Rice-Johnson: Highmark has served generations of families and communities through the best and most challenging moments in their lives. That core focus, and commitment, has remained our constant through the years.
But the world has changed since we started. Companies that succeed over the long run must adapt to changing times. Our customers’ needs and expectations have transformed, and so have we.
Traditional health insurers face myriad challenges in 2024, from shifting consumer preferences, to new competitors, to technological revolution. Customers expect a seamless, high-tech and integrated experience that combines health coverage and care and is more in line with other retail experiences like shopping or banking. Non-profit health insurers are also competing against national carriers with significant resources, not to mention tech and customer service-savvy disruptors.
At Highmark, we have adapted by diversifying and developing new market-leading capabilities. In addition to our bread-and-butter health insurance products, we created a more integrated experience for customers by offering a national dental solutions partner; post-acute care network management with more than $100 million in medical cost savings through reduced readmissions and improved health outcomes; a technology platform with smart automation and technology that supports and streamlines complex operations for health plans and their provider partners; stop-loss insurance that has saved clients more than $70 million from cost containment practices; and third-party administrative services that help self-insured employers control the health plan and products they offer their employees.
In addition to delivering great value for customers, our diversified businesses, now under the unified banner of Alloyed Works, are vital to the enterprise’s financial stability and growth. Their success helps fuel investment in our Living Health model, which connects coverage and care to boost affordability and accessibility, better engage members and clinicians, and improve health outcomes while managing costs. Both on their own and as part of Highmark Health, they also expand our legacy of community service and investment.
We have also developed experience in helping organizations increase prescription drug access while managing costs, as well as analytical, customer service and health policy insights that have driven us to enter new markets and grow our health insurance membership.
In a podcast interview with Becker’s Healthcare, I shared more about Alloyed Works and the pharmacy transformation work I’m really excited about at Highmark.
David Golebiewski: How are the businesses and capabilities of Alloyed Works transforming health care more broadly?
Deb Rice-Johnson: If you look at our organization’s transformation and growth, we started as a traditional health insurance company. By the mid-1990s, our annual revenue was around $2.3 billion. In 2024, we are a $27.1 billion enterprise that touches and improves tens of millions of lives across the country, and that provided more than $225 million last year in charity and uncompensated care and corporate giving. We could not have achieved that kind of transformation and growth without the diversified businesses.
We are proudly working with health organizations throughout the U.S. to accomplish similar improvements in customer experience, care quality, access, and health outcomes. The solutions and capabilities aligned under the Alloyed Works name provide our health organization customers with a clear vision for how they can create remarkable experiences for people they serve and grow business.
Today’s customer wants a holistic, simplified and tailor-made experience. By offering new solutions and capabilities, successful organizations are supporting their customers with whole-person, full-journey care while also achieving the kind of scale required to transform and invest in health more effectively. By diversifying, health insurers can better serve their members, patients and communities for generations to come while developing a more robust, sustainable business model at the same time.